By Bibi Apampa, Retirement coach expert
TIME wealth: do you have enough time to live the life of your dreams? Many people work for many years building someone else’s dream and not having enough time t build their own dream. It is important to manage your time effectively in a way that you are able to build and live the life of your dream.
FINANCIAL wealth: Do you have enough money to sponsor the life of
your dreams? Building financial wealth is important. As you plan for your
retirement, you need to build a portfolio of investments. Your portfolio should
include a selection of real estate
(land, your home, rental, commercial property etc) portfolio investments (stock, equity, mutual funds and debt
securities, such as banknotes, bonds, debentures, cash and cash equivalents)
and investment in business (online
or brick and mortar) or becoming an Expert
(trainer, speaker, coach, consultant, author) Remember that most
millionaires keep their money in real estate as real estate has proven to
always appreciate overtime.
PHYSICAL wealth: Having energy and strength to do the things you
dream of? Many people succeed in building time and financial wealth at the
expense of their physical wealth and unfortunately their body fails them and
they are not able to enjoy the wealth.
We need to incorporate a healthy
lifestyle into our daily routine. This can be illustrated using the acronym
E.A.T
Eating differently – Diet fitness (fruits, vegetables, organic
food, water, more of plant protein and less of animal protein.
Act differently – Body fitness (incorporating a daily fitness
regime like walking, dancing, weight lifting, swimming, jogging, bicycle
riding, going to the gym etc) Think
differently – Lifestyle fitness (reducing noise and pollution around you,
effective stress management, choosing to be happy, resting, meditation,
sleeping about 5-6 hours daily, generally being at peace with effective
spiritual support)
SOCIAL wealth: Do you have enough people in your circle of
influence who can help you achieve your dreams, support your vision, raise a
strong voice for you any-time your name, business or dream is mentioned?
Please work on building
empowering relationships especially as you prepare for retirement as it’s the
people in your network who will recommend you and help you grow your business
in retirement, while maintaining your peace of mind. We all need people who
will love and care for us as we share our life with them.
Generational wealth – A good man leaves an inheritance to his
grandchildren.(prov13:22) It is a blessing
to leave a good legacy for the next generation combining the other four types
of wealth. This will serve as a springboard for those coming after you to
achieve greater heights than you.
How would you like to be
remembered? What legacy would you like to build either financial or
humanitarian that would add meaning to your life. This are the thoughts that
should be on your mind while deciding on the kind of legacy you’ll like to
build and leave behind as generational wealth
Article by Bibi Bunmi Apampa, an award-winning wealth strategist and high-performance business coach and retirement consultant she can be reached at http://RetirementQueenNigeria.com